Terms and Conditions

Agreement Between the User and slhealthinsurance.com

Welcome to slinsuranceprotection.com. The slhealthinsurance.com website (the “Site”) is comprised of various web pages operated by S L Insurance & Protection. This site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of slinsuranceprotection.com constitutes your agreement to all such Terms. Please read these Terms carefully and keep a copy for your reference.

Our mission

To educate and inspire individuals and families to join S L Insurance & Protection.

Privacy

Your use of slhealthinsurance.com is subject to the S L Insurance & Protection Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting slhealthinsurance.com or sending emails to S L Insurance & Protection constitutes electronic communication. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Links to Third Party Sites/Third Party Services

slhealthinsurance.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of S L Insurance & Protection and S L Insurance & Protection is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided only as a convenience, and the inclusion of any link does not imply endorsement by S L Insurance & Protection or any association with its operators.

Certain services made available via slinsuranceprotection.com are delivered by third-party sites and organizations. By using any product, service or functionality originating from the slinsuranceprotection.com domain, you acknowledge and consent that S L Insurance & Protection may share such information and data with any third party with whom S L Insurance & Protection has a contractual relationship to provide the requested product, service, or functionality on behalf of users and customers of slhealthinsurance.com.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use slhealthinsurance.com strictly in accordance with these Terms. As a condition of your use of the Site, you warrant to S L Insurance & Protection that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information not intentionally made available through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of S L Insurance & Protection or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and proprietary notices, legends, and other restrictions contained in such content and will not modify it.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Content from S L Insurance & Protection is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and you agree not to delete or alter any proprietary rights or attribution notices. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of S L Insurance & Protection and the copyright owner. No rights or licenses are granted to you by implication or otherwise under any intellectual property rights of S L Insurance & Protection, except as expressly authorized in these Terms.

International Users

The Service is controlled, operated, and administered by S L Insurance & Protection from our office within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the S L Insurance & Protection content accessed through slinsuranceprotection.com in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless S L Insurance & Protection, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any of these Terms or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. S L Insurance & Protection reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with S L Insurance & Protection in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise, the dispute shall be resolved exclusively by final and binding arbitration under the Federal Arbitration Act. The arbitration shall be conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service mutually agreed upon by the parties, in a location mutually agreed upon. The arbitrator’s award shall be final and may be entered in any court of competent jurisdiction.

The parties agree to arbitrate all disputes and claims related to these Terms and Conditions, including tort claims arising from them. This arbitration provision shall survive termination of the Terms and Conditions.

Class Action Waiver

All arbitration proceedings under these Terms and Conditions shall be conducted on an individual basis; class arbitrations and class/representative/collective actions are not permitted. The parties agree that claims may only be brought in an individual capacity and not as a plaintiff or class member in any purported class, representative, or collective proceeding.

Disclaimer

The information, software, products, and services included in or available through the Site may include inaccuracies or typographical errors. Changes are periodically made to the information herein. S L Insurance & Protection and/or its suppliers may make improvements and/or changes to the Site at any time.

S L Insurance & Protection and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained on the Site for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided “as is” without warranty or condition of any kind.

To the maximum extent permitted by applicable law, S L Insurance & Protection and/or its suppliers shall not be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Site, with the delay or inability to use the Site or related services, or for any information, software, products, services, and related graphics obtained through the Site, or otherwise arising out of the use of the Site, whether based on contract, tort, negligence, strict liability or otherwise, even if S L Insurance & Protection or any of its suppliers has been advised of the possibility of damages.

Termination / Access Restriction

S L Insurance & Protection reserves the right, in its sole discretion, to terminate your access to the Site and related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Florida and you hereby consent to the exclusive jurisdiction and venue of courts in Florida in all disputes arising out of or relating to the use of the Site.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and S L Insurance & Protection as a result of this agreement or use of the Site. S L Insurance & Protection’s performance of this agreement is subject to existing laws and legal processes, and nothing contained in this agreement is in derogation of our right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided or gathered by us with respect to such use.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law, including but not limited to warranty disclaimers and liability limitations, the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and S L Insurance & Protection with respect to the Site and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and S L Insurance & Protection. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based on or relating to this agreement to the same extent as other business documents and records originally generated and maintained in printed form.

It is the express wish of the parties that this agreement and all related documents be drawn up in English.

Changes to Terms

S L Insurance & Protection reserves the right, in its sole discretion, to change the Terms under which slinsuranceprotection.com is offered. The most current version of the Terms will supersede all previous versions. We encourage you to periodically review the Terms to stay informed of our updates.